Financially, we are all familiar with the Gardener, a financial planning and investment company that was spun off from the Australian Investment Bank.
It started life as a small lending company, but by 2003, it was one of the world’s biggest lenders.
In 2006, the company bought a US investment bank, Citigroup, and its investment arm was renamed Gardner Financial Services.
In 2012, the Gardners expanded into investment banking.
The company has since grown to be the largest private equity firm in the world, and it was the only company in Australia to achieve a 100% return on its capital in three years.
Now, Gardner has gone public.
It has raised $3.8 billion in funding, with the aim of raising another $2.3 billion by 2021.
The new funding will allow it to focus on delivering better returns on its investors’ money.
The Gardner’s first investment will be in a property investment fund, but that will expand in the future.
The next step will be to take on a large-scale asset management business, as well as a number of other assets.
In the meantime, the firm will continue to focus entirely on financial planning.
Financial planning is an essential part of a successful financial life, says Gardner chief executive Paul Hart.
“Financial planners are the best investment advisers out there.
The Gardners investment strategy has changed. “
If you’re not doing that, you’re going to end up with financial pain.”
The Gardners investment strategy has changed.
It now focuses on capitalisation and capital investment.
Gardner is no longer the only investment bank focused on this part of the financial services industry.
As part of its restructuring, Gardners’ investment arm has also been restructured, creating a separate investment fund called Gardner Finance, which will be focused on the capitalisation of financial services firms.
As well as investing in companies, Garders has also increased its focus on asset management, as part of that strategy.
“In this new world, we’re taking our customers’ money and investing in the companies and the businesses that are actually doing well, and not just the big names,” says Gardener chief executive Hart.
Gardners investments are based around the Garders investment strategies, which focus on risk-adjusted capitalisation.
This means that while Gardner may invest in a company that is currently at risk, it will also take a long-term view on that company.
That means Gardner doesn’t buy stocks, but instead focuses on the companies that have the highest chance of success.
“We look at the market and the risk profile of those companies, and then we make decisions about whether or not we think they’re going do well,” Hart says.
“That’s our asset allocation model.
If we’re able to find those companies that are doing well and the companies have a high probability of success, then we invest in them.”
The main difference between Gardner and the other investment firms is that Gardner focusses on capitalising companies, rather than investing in individual companies.
“You don’t want to be investing in just one company,” Hart explains.
“So if you want to invest in one, you need to invest more in the business itself.”
Investors can also expect to see the Gardiners new investment fund focused on asset managers.
“Our goal with this fund is to provide exposure to asset management companies in the asset management space,” Hart adds.
The asset management market has been booming in recent years, and the Gardernes investment will give it exposure to the sector.
Investors in the financial industry have historically invested in a number in the area of asset management.
Gardener’s investment fund is aimed at investors in the same way that they invest in stocks and bonds.
“The investment fund invests in asset managers that are currently outperforming the S&P 500 index, and that’s the way to go, in terms of our asset management strategy,” Hart tells the ABC.
Investors can get their hands on the fund through the Gardenners website, which has more details on its investment portfolio.
Investment strategy Gardner said it aims to invest its $3 billion in assets that are at least 90 per cent underweight, in line with the guidelines set out by the World Bank and the US Securities and Exchange Commission.
It also aims to look at companies that were once considered underweight and now have a higher market cap than the market.
“It’s really important that our fund invests at least in companies that outperform the S & P 500,” Hart points out.
“But that’s really hard to do.
You have to invest into companies that can actually beat the market, which is hard to say with the way the market is changing.”
One of the Gardens top priorities will be increasing its capitalisation in the short term, with Gardner investing in assets it sees as undervalued. “Over time