You don’t need a loan officer to buy your own property in your home.
The same goes for the financial services industry.
The American Bankers Association, which represents financial services firms and credit unions, released a report this week that shows the financial industry is now responsible for nearly half of all new home sales in the United States.
But if you have a mortgage and you’re looking to get that mortgage on a home you own, you may be out of luck.
The ABA’s study shows the finance industry accounted for about 15% of all homes sold last year.
The number of home sales that are foreclosed on is also up.
The Federal Reserve Bank of New York found in a report last year that the total number of foreclosed homes in the U.S. last year rose to 1.3 million, up from 730,000 in 2010.
“We’ve had a great year in the housing market, but that doesn’t mean the country is getting back to pre-recession levels,” said Mark Zandi, chief economist at Moody’s Analytics.
“The housing market has been really strong and it has been very strong for a while, but there’s a long way to go.”
Foreclosure rates have remained high, as foreclosures continue to rise.
In 2016, the number of foreclosure cases in the nation stood at almost 5,000, an increase of 9% over the year before.
The median number of cases per county was 6,500.
Mortgage applications have also been surging.
According to the Mortgage Bankers Assn., more than 11 million homeowners are now applying for mortgages, up almost 50% from 2014.
Nationwide, applications for mortgages rose by 2.7% last year, and home sales increased by 9.4%.
But the increase has been uneven.
The national average was up 2.6%, and the number and percentage of borrowers who are approved for mortgages has dropped.
And a growing number of lenders are opting to defer the approval process for some borrowers.
The average amount of delay in approving a mortgage is $15,842, according to data from the Mortgage Settlement Oversight Council.
The National Association of Realtors reported that it expects home sales to pick up in 2017.
And in October, the American Banker Association announced it would be awarding homeowners with $10,000 down to buy a home in a six-month period starting March 16.
But many homeowners are facing foreclosure before they get their first mortgage.
That’s the case for many people who have lived in their homes for decades.
For example, a number of people who are in their 30s and 40s are still renting.
And even with the surge in home sales, many are struggling with rising mortgage payments, a major problem for many borrowers.
That means many homeowners, especially those who have had trouble paying off their mortgages, may be facing eviction.
Some of those people may be able to get into an affordable home by having their property appraised and then put into a low-interest savings account.
For those who do, the process can be a lot easier than it was before.
According a recent study, the average appraiser charges an average of $2,849 for a home valued at $500,000 or more.
But in some communities, it can cost $10 to $15 per square foot for a comparable home.
But some communities aren’t seeing the uptick in home prices that some would like.
For instance, San Antonio, Texas, is the largest city in Texas with the second-largest number of vacant homes, according the US Census Bureau.
In San Antonio alone, about 2.5 million homes are vacant, and that number is expected to grow as more homes are forecloshed.
In fact, there were about 30,000 homes that were vacant in 2015, the same year San Antonio’s population was growing by 6.3%.
So many homes are left empty that San Antonio is experiencing an uptick in evictions.
“As the city continues to grow and the population grows, the demand for housing continues to increase,” said Michael Purdy, the city’s chief of staff.
“People are willing to pay more for their homes.”
But in San Antonio with a population of nearly 2 million people, it’s not just people who want to move.
In May, the mayor announced that he would close an area of the city known as the “ghost town” to make way for new development.
The “ghost city” is a cluster of empty buildings in the San Antonio River, where older homes once stood.
“It’s a blight that exists in this community,” Mayor Ivy Taylor said.
“I’m talking about people who would like to sell their homes but they can’t find a place to do it.”
The San Antonio City Council is considering a plan to develop and redevelop a portion of the ghost town to create a new economic development district.
In a city like San Antonio that’s often known as one